Sanjiv Gupta CPA specializes in structuring and raising capital for middle-market companies. We are fully dedicated to meeting the debt financing needs of publicly traded, privately-owned and sponsor-backed growth companies. Our focus is on companies looking to raise money through creative financing solutions.
We structure and place various structured, senior and subordinated debt and equity products for borrowers with varying credit quality and sizes. Sanjiv Gupta CPA works to assist both the financial sponsors and borrows to address the financing needs in a cost-effective and timely manner.
What Is Debt Financing?
Debt financing is when companies raise money for capital expenditures or working capital by selling notes, bonds or bills to institutional or individual investors. Individual lenders can include officers, shareholders, directors, friends or family. In return for lending money, the institutions or individuals become creditors. They receive a promise that the funds will be repaid plus an agreed-upon level of interest. Although the term ‘debt financing’ has an undesirable connotation, many new start-up companies turn to debt financing to finance their operations. Even the healthiest balance sheets include some debt.
Debt Financing Advantages
Speak with a Sanjiv Gupta CPA debt finance advisor to find out all of the benefits of debt financing.
Most debt arrangements will involve a promissory note, loan agreement, and guarantee. Contrary to popular belief, there is no such thing as a standardized loan agreement. Virtually all terms can be negotiated for any debt you take out behalf of your company. Sanjiv Gupta CPA will help you negotiate the best deal for your debt financing. We will help you work through various issues including:
Sanjiv Gupta CPA debt financing advisors are here to help you determine the best way to raise capital for your business. Over the years, our trusted advisors have helped our clients find creative solutions including structured equity, convertible debt, second lien term loans, senior debt, mezzanine financing and “one stops”. We have extensive experience finding the best solutions for our clients.