Why You Should Have A Pension Plan?

Why You Should Have A Pension Plan?

If you are worried about your retirement, the time to get everything organized is now. First consider the options that are available. Your pension plan is the security of your…

Am I Going To Have To Work Forever Because I Am Self-Employed?

Am I Going To Have To Work Forever Because I Am Self-Employed?

When you are self-employed you rely on yourself to pay your paychecks and insurance. Without any employer, retirement funding and saving falls on you entirely. That can be a lot…

What Is The Average American’s Easiest Tax Shelter?

What Is The Average American’s Easiest Tax Shelter?

What Is The Average American’s Easiest Tax Shelter? The majority of people associate tax shelters with extremely wealthy taxpayers because they think they are expensive and complicated strategies to cut…

Self Employment Income Needs To Be Turned Into Pension Plan

Self Employment Income Needs To Be Turned Into Pension Plan

For people who are self employed, had a great year and want to save for retirement, it is advised that they start a defined benefit plan by the end of…

Self Directed IRA – Caution

Self Directed IRA – Caution

Self directed IRA schemes have a great chance of being involved in prohibited transaction and hence the owner of these retirement benefits face the potential danger of their IRA account…

IRA and Roth Tax perks get better

IRA and Roth Tax perks get better

There were some changes introduced in January, by the American Taxpayer Relief Act. These changes brought some good news for the investors of IRA (Individual Retirement Account) and Roth IRA….

Should you delay Social Security Benefits

Should you delay Social Security Benefits

The Social Security is a scheme in which employees are encouraged to retire later than their actual tenure. There was a legislation that got passed in the year 1983 which…

Three annuity mistakes to avoid

Three annuity mistakes to avoid

The recently concluded Market Watch Retirement Adviser Event held in New York, gave some basic insight into dealing with annuities and what are the mistakes to avoid while doing so….

Claiming Social Security Benefits

Claiming Social Security Benefits

Workers have a lot of ambiguity while claiming the social security benefits as there are too many clauses and conditions to fulfill. Some basic questions are answered in this section,…

Moving Back to India -What Should You do with 401K Plan?

Moving Back to India -What Should You do with 401K Plan?

Are you a W2 or 1099 Contractor and have a 401K Plan in United States ? Are you planning on moving back to India?  Are you wondering what can you…